Are You Involved In A Legal Dispute? Find An Attorney
Going through the legal system is no simple matter, no matter how uncomplicated your reasons for doing so seem to be. It's just not wise to enter into the situation without good legal advice. The following article can help you make the right decisions when looking to hire a lawyer and what your best moves are.
You have a right to expect clear, consistent communication with your lawyer. He or she should be able to give you a general summery of what you can expect in terms of your case, as well as what potential issues might arise and what could be done to remedy these issues.
Make it clear up front that you would like your legal fee agreement in writing from your lawyer. This will help you avoid the surprise of an unexpectedly high bill. Make sure that all expenses and fees are itemized, so that you'll have a clear understanding of what exactly you are paying for.
Maintain records of each contact you and your lawyer have. Take note of the day, time, fees paid and anything else that was discussed. This can help eliminate any problems that can arise later.
If you meet with a potential lawyer, and he or she states that they will absolutely win your case, thinking about looking elsewhere. There are no guarantees in life, no matter how clear cut a case seems. A good lawyer knows this, and as such, will not make promises they can't keep.
Invest time into finding the right attorney. Don't just hire the first person you hear about. Ask family and friends who they work with. Look up the person you are considering online and see if anyone left a testimonial regarding their work. You want to find a person that is going to help, not hurt, your case.
If your lawyer does or says anything you don't understand, speak up. They should be more than happy to explain anything to you, from what a fee is for to a document they're having you sign. If your lawyer doesn't want to talk about anything related to your case, drop them immediately.
You should never hire a lawyer from an advertisement that you have seen on television, seen in the phone book or heard on the radio. This is really no indication of how good of lawyer they are. Research the lawyer's legal background and read reviews from their peers to determine if they are right for you.
A big mistake that people make is hiring a lawyer who contacts them after some sort of accident. Not only is it against the rules of professional conduct, in many states it is illegal. This is sometimes referred to as "ambulance chasing" and is frowned upon in the legal community.
When trying to decide on an attorney, make sure to ask about his or her credentials. You may find that certain lawyers have particular specializations. Particularly if you have a complex case, you need to know what each attorney is best at. Keep detailed notes so you can compare and contrast individuals later on.
Everyone wants to find the best legal representation for the best price. However, remember that many times you get what you pay for and you surely want the best outcome of your case. Do some research about the reputation of several different lawyers as well as asking acquaintances for personal recommendations.
The Internet is an excellent resource for researching lawyers. Most legal firms have websites today. Therefore, look at their firm's site. Be sure to check for professionalism. If the site is clumsy or incomplete, that lawyer may not know what they're doing.
Get an understanding of your legal issue before searching for a lawyer. If you do not understand, you may not be able to pick the best lawyer for your case. Make certain you truly understand your situation. This will help you make the best choice.
Before you meet with any attorney you are interested in, clarify as to whether or not he offers a free consultation. Particularly if you want to check out several different lawyers, you probably don't have the funds to pay a steep consultation fee. Simply avoid these people or try to do a lot of your research in other ways before setting up a face to face.
Finding a good lawyer will require you to do more than open the phone book. You are going to have to get referrals from people you know. Also, be sure to look up reviews from former clients online. Spend the necessary time finding a lawyer that specializes in what you need him for.
If the problem is money, look into getting legal aid. There are some lawyers who will represent you "pro bono." These attorneys volunteer a bit of time to assist the public. Check the white pages to locate an office for legal aid in your area.
Bring your lawyer's contract home and read it before you sign it. There can be a lot of fine print in a contract that can make a huge difference when it comes to fees and what you can expect from your lawyer. Be sure that you have read the contract in full to guarantee that there are no surprises.
Don't be afraid to let go of an attorney that you are dissatisfied with. If they aren't doing the work that they promised, or you expected, it is absolutely okay to move on. You read more may even know more about what you need the second time around, so hiring another lawyer shouldn't be as difficult as it was initially.
When buying or selling a house or car, it is important to have a real estate agent look over the contract to be sure you're not getting into something which could be legally regrettable. You won't understand all the legal mumbo jumbo, but they will, saving you trouble down the road.
Instead of becoming a victim who must pay high bills for little quality service, do your homework and find a reliable lawyer. You can easily find someone that will help you in the courtroom. Remember these tips next time you find yourself in a sticky situation, so you can come out on top!
Auto insurers play hardball in minor-crash claims
Profitable strategy
The cases, CNN found, illustrate a carefully developed strategy to make the victims look like they are trying to defraud the insurers.
But documents CNN obtained indicate profit, not fraud, is the reason companies decided to play hardball in small accidents.
For Allstate and State Farm, according to documents obtained by CNN, the strategy was developed in the mid-1990s with the assistance of consulting giant McKinsey & Co.
Looking for a way to boost profits, McKinsey focused on soft-tissue injuries incurred in minor crashes.
While the McKinsey documents -- numbered in the thousands -- are under seal in courts around the country, CNN saw several of them during a court hearing in Lexington, Kentucky.
Playing off Allstate's signature slogan, one document recommends the insurer put boxing gloves on its "good hands" for those who insist on going to court.
The strategy, according to former Allstate and State Farm employee Jim Mathis, relies on the three D's -- denying a claim, delaying settlement of the claim and defending against the claim in court.
"The profits are good, and as long as the community, the public allows this to occur, the insurance companies will get richer and people ... will not get a fair and reasonable settlement," Mathis said.
Both Allstate and State Farm declined requests for interviews.
In an e-mail, Allstate wrote it did not believe it would "have any real opportunity of being successful in getting you (CNN) to do a balanced report."
State Farm wrote: "We take customer service seriously and seek to pay what we owe, promptly, courteously and efficiently, and we handle each claim on its own merits."
The company also said, "Any attempt to generalize that State Farm adopted consultant recommendations as other insurers is just plain wrong."
A company spokesman sent an additional e-mail, saying that the company did work with McKinsey to improve claims handling but State Farm stopped using the McKinsey program in 1999.
Robert Hartwig, president of the Insurance Information Institute, told CNN insurers do not have a strategy of blanket denial of claims. He also said strategies to limit expenditures on minor-impact crashes are needed to fight fraud.
Hartwig specifically singled out lawyers who he claims make a living on car accident victims, saying those lawyers are upset because "the gravy train is over."